Insurance rates for Oklahomans should be fair and affordable. The file and use system should be monitored to insure appropriate rates are being implemented.

Consumers should know what they’re paying for—clarity in coverage options leads to smarter choices and better protection when Oklahomans need it.

Insurance premium rates should reflect real risk, not how much a customer is willing to tolerate paying. Pricing optimization leads to insurers overpricing rates. Fairness shouldn’t be optional.

Collaborative efforts that lower risk ratings directly reduce insurance premiums—a win for communities and policyholders. With my support, my local community created mutual aid agreements that cut the ISO ratings from a 9 to a 3 leading to lowered rates for local homeowners.

Oklahomans need an accountable leader in insurance regulation who protects and isn’t backed by special interests.

True expertise on what’s needed to prepare comes from someone who has been through a disaster. My total loss in the 2023 tornado taught me the importance of what is needed when faced with the aftermath.